Boat/Watercraft Insurance in Ohio
Boating within Ohio allows you to enjoy activities such as fishing, sailing, and surfing at your leisure, providing the needed getaway for you and your family. Like other boating activities, these come with their fair share of risks, with collisions and theft leaving you with unexpected costs to cover. M & M Insurance Group can help you handle such emergencies with policies designed to cover injuries and damages arising from your Chesterland, OH exploring escapades.
Towing Coverage
Towing coverage helps pay for your towing fees when you encounter emergencies on the water. It will come in handy in helping you pay for refueling costs, replacement of damaged or loose parts, and labor needed for these tasks. If you also need help getting to your preferred location, it will cover your towing costs.
Liability Coverage
Liability coverage will be ideal for covering costs related to 3rd party expenses. These involve property damage liability when you are liable for a boating accident. It helps you cover the costs of fixing other boats and property damaged in a collision. It will also come in handy when other people are injured, allowing you to cover the medical costs needed to treat other boaters. Lastly, it will protect you when you are sued for these claims and compensate you for your legal costs.
Collision Coverage
Collision coverage will protect your boat and watercraft when it is damaged in collision accidents. It provides reimbursement for the costs of fixing your boat. If the wreckage is significant, it will provide the compensation needed to repair your watercraft.
Wreckage Removal Coverage
If you are involved in a boating accident and are required to remove the resulting wreck, this policy will be ideal for taking care of the ensuring costs. It will cover the labor and machinery expenses used in the removal process.
If you are a boating enthusiast looking for peace of mind for your Chesterland, OH adventures, call M & M Insurance Group today. Our Ohio team can schedule an appointment to help you get a package suited to your recreational needs.