When is the best time to review your auto policy?

Most US states require you to carry auto insurance if you are taking your vehicle on the road. Every state has its requirements depending on whether it is a no-fault state. In Chesterland, OH, the experienced independent insurance agents at M & M Insurance Group can help you review your auto coverage and suggest the best carrier for your needs. 

When your bill is renewed

Most auto insurance policies renew every 6 or 12 months. When it is time to renew, your insurance company will send you either a paper copy or a digital copy of your policy. The front page of the policy is the declaration page. This is a synopsis of your policy and an easy way to see your coverage at one glance. Always look it over; if anything doesn’t seem right or the rate has jumped, it’s time to find out why. 

When you add a new driver

When you add a new driver, especially a young driver, it is important to review your coverage to ensure it reflects what you need. You may want to add full coverage as well as roadside assistance. 

When something in your life changes

Life changes, and you may want to reconsider some of your coverage when it does. You may wish to return to basic coverage when your car gets older. You may want to add more liability coverage if you add a teen. If your insurance is too expensive, you may want to raise your deductible, which can significantly impact what you actually pay. 

When you want your auto insurance reviewed by an agent in Chesterland, OH, call our office at M & M Insurance Group.