Month: August 2023

The trustworthy and knowledgeable insurance agents at the M & M Insurance Group serving the Chesterland, OH area know how important your home is to you and your family. While Ohio does not require home insurance, these experienced agents express the importance of having a home insurance policy in place. Also, if you still owe a mortgage on your home, you must have a home insurance policy.

What Does Home Insurance Cover?

A home insurance policy will cover the structure of your house and its contents. Some policies will also cover other structures on your property, such as privacy fences, decks, garages, sheds, and more. The contents that a home insurance policy will generally cover include your clothing, other personal belongings, furniture, and appliances.

Home insurance is created to help you repair or replace your home if it is damaged. For example, if you suffer a fire at your home and your house is destroyed, your home insurance policy will help you rebuild it. If your home is the victim of a tornado or some other natural disaster, your home insurance policy will help you repair it. This also applies if your home is vandalized or even burglarized.

If you want your house to be protected with flood or earthquake insurance, those policies are separate from your home insurance policy. Still, your trusted insurance agent can include them as an amendment.

Contact M & M Insurance Group

For all your home insurance and other insurance needs, contact the experienced agents at the M & M Insurance Group serving the Chesterland, OH area today to get your policy started!